In today's fast-paced world, managing your finances efficiently is crucial. One of the simplest ways to stay on top of your finances is by using your phone to check your account balance.
Whether you're at home, at work, or on the go, having instant access to your bank account information can save you time and provide peace of mind.
This article will guide you through the steps on how to use your phone to check your account balance, covering various methods such as mobile banking apps, SMS banking, and USSD codes.
By the end of this guide, you'll be equipped with the knowledge to effortlessly monitor your account balance using your mobile device.
How to Use Your Phone to Check Your Account Balance
Banking has improved as a result of technology; today, clients can use their mobile devices to do a wide range of tasks without going to banking branches. With the introduction of USSD (Unstructured Supplementary Service Data) banking, clients can use a short code to conduct financial transactions on their phones.
Due to its convenience and ease of use, USSD banking has grown in popularity as banks look to diversify their revenue streams.
As we go further into this article there will be more enlightenment on how to check your bank balance with a simple code on your phone. The methods for checking the balances in your bank accounts at various banks are listed below.
Banks You Can Use Your Phone to Check Your Account Balance
Access Bank
Just dial *901*00# on the phone number you have registered with Access Bank. Use a four-digit security code to authenticate (you can create a security code using the Menu option). Once it's provided, your account balance is generated instantly.
First Bank
Use the magic code *894*00# to verify the balance of your account and *894*Account Number# to produce a small statement. FirstBank has always been at the forefront of easy, safe banking transactions, and it is dedicated to ensuring its clients receive the best possible USSD service.
UBA Bank
To find your balance, enter *919*00# on your registered phone.
GTBank
You can check your account balances, BVN, and account number by dialling *737*6*1# on your phone and following the on-screen instructions. This can be done for any of your accounts.
Zenith Bank
- Enter *966*00#.
- You must use a GSM phone, which is your AlertZ number, to send the short code.
- When registering for the first time, you'll be asked to enter your debit card's last four numbers (MasterCard or Visa).
- Make a four-digit PIN. Verify the PIN.
- A notification titled "Retrieving balance" will appear.
Fidelity Bank
You don't need to visit an ATM to check the balance on your Fidelity account over the phone! Using the mobile banking app or dialling *770*0# will suffice. You may easily access your account balance on your phone with a few simple touches. With this easy way, you can monitor your finances from anywhere at any time.
Keystone Bank
Enter *7111*00# on the phone that is registered with the bank; confirm the transaction by entering your PIN; your account balance will then be shown.
Polaris Bank
Using the number you registered with Polaris Bank, dial *833#. To view your balance, select option 6. Proceed with the instructions to provide your account number.
Eco Bank
You may check your Ecobank account balance even if you don't have an ATM card, an internet connection, or even a smartphone. *326# is the Ecobank USSD code that can be used for this.
Sterling Bank
*822# is the sterling bank transfer code that you can use to check your balance, send money, pay bills, and purchase airtime. All networks can use this transfer code.
FCMB
Enter *329*00# to view your balance. To reset your PIN or create a new transaction code, dial *329*0#.
Union Bank
Even without an internet connection, smartphone, or ATM card, you can check the balance in your Union bank account. The Union Bank USSD code can be used for this. Use your phone's dial *826# to check.
Unity bank
- Enter *7799# using the mobile number you have registered with Unity Bank.
- Then select "Check account balance" from the list of alternatives.
- Enter the last four digits of your MasterCard number or your mobile banking pin.
- Unity Bank will send you a message with your account balance.
Skye Bank
Like other banks, it must be a number linked to your account. If you have a Skye bank account, you can check your balance by calling *833# from your phone and following the instructions displayed on the screen.
Stanbic Bank
Utilize Stanbic IBTC *909# MobileMoney to view your balance.
The Takeaway
In conclusion, knowing how to use your phone to check your account balance is an essential skill for managing your finances effectively. With the convenience of mobile banking apps, SMS banking, and USSD codes, you can effortlessly stay updated on your financial status anytime, anywhere.
By following the steps outlined in this guide, you'll be able to quickly access your account balance, ensuring you remain informed and in control of your finances. Embrace the ease and convenience of modern banking technology and make checking your account balance a seamless part of your daily routine.
Stay informed and take charge of your financial health with these simple methods to use your phone to check your account balance.
The content is intended to augment, not replace, information provided by your clinician. It is not intended nor implied to be a substitute for professional medical advice. Reading this information does not create or replace a doctor-patient relationship or consultation. If required, please contact your doctor or other health care provider to assist you to interpret any of this information, or in applying the information to your individual needs.
